diff --git a/Essentials/src/com/earth2me/essentials/User.java b/Essentials/src/com/earth2me/essentials/User.java
index 8fe2b0ec5..68f9f82b7 100644
--- a/Essentials/src/com/earth2me/essentials/User.java
+++ b/Essentials/src/com/earth2me/essentials/User.java
@@ -305,7 +305,7 @@ public class User extends UserData implements Comparable<User>, IReplyTo
 				}
 				Method.MethodAccount account = ess.getPaymentMethod().getMethod().getAccount(this.getName());
 				double amount = value - account.balance();
-				account.add(amount);
+				account.(amount);
 			}
 			catch (Throwable ex)
 			{
diff --git a/Essentials/src/com/earth2me/essentials/register/payment/Method.java b/Essentials/src/com/earth2me/essentials/register/payment/Method.java
index cb2c3eef7..6d6426c36 100644
--- a/Essentials/src/com/earth2me/essentials/register/payment/Method.java
+++ b/Essentials/src/com/earth2me/essentials/register/payment/Method.java
@@ -1,5 +1,7 @@
 package com.earth2me.essentials.register.payment;
 
+import org.bukkit.plugin.Plugin;
+
 public interface Method {
     public Object getPlugin();
     public String getName();
@@ -11,9 +13,12 @@ public interface Method {
     public boolean hasBankAccount(String bank, String name);
     public MethodAccount getAccount(String name);
     public MethodBankAccount getBankAccount(String bank, String name);
+    public boolean isCompatible(Plugin plugin);
+    public void setPlugin(Plugin plugin);
 
     public interface MethodAccount {
         public double balance();
+        public boolean set(double amount);
         public boolean add(double amount);
         public boolean subtract(double amount);
         public boolean multiply(double amount);
@@ -32,6 +37,7 @@ public interface Method {
         public double balance();
         public String getBankName();
         public int getBankId();
+        public boolean set(double amount);
         public boolean add(double amount);
         public boolean subtract(double amount);
         public boolean multiply(double amount);
diff --git a/Essentials/src/com/earth2me/essentials/register/payment/MethodFactory.java b/Essentials/src/com/earth2me/essentials/register/payment/MethodFactory.java
new file mode 100644
index 000000000..13049d5fb
--- /dev/null
+++ b/Essentials/src/com/earth2me/essentials/register/payment/MethodFactory.java
@@ -0,0 +1,25 @@
+package com.earth2me.essentials.register.payment;
+
+import java.util.HashSet;
+import java.util.Set;
+import org.bukkit.plugin.Plugin;
+
+public class MethodFactory {
+
+    private static Set<Method> Methods = new HashSet<Method>();
+
+    public static Method createMethod(Plugin plugin) {
+        for (Method method: Methods) {
+            if (method.isCompatible(plugin)) {
+                method.setPlugin(plugin);
+                return method;
+            }
+        }
+
+        return null;
+    }
+
+    public static void addMethod(Method method) {
+        Methods.add(method);
+    }
+}
diff --git a/Essentials/src/com/earth2me/essentials/register/payment/Methods.java b/Essentials/src/com/earth2me/essentials/register/payment/Methods.java
index 36be5bce8..4ee228f88 100644
--- a/Essentials/src/com/earth2me/essentials/register/payment/Methods.java
+++ b/Essentials/src/com/earth2me/essentials/register/payment/Methods.java
@@ -1,61 +1,23 @@
 package com.earth2me.essentials.register.payment;
 
-import com.iConomy.iConomy;
-import cosine.boseconomy.BOSEconomy;
-
 import org.bukkit.plugin.Plugin;
-import org.bukkit.plugin.PluginManager;
-import org.bukkit.plugin.PluginDescriptionFile;
 
 public class Methods {
+
     private Method Method = null;
-    public Plugin method = null;
-    
+
     public boolean setMethod(Plugin method) {
-        PluginManager loader = method.getServer().getPluginManager();
-
-        if(method.isEnabled()) {
-            PluginDescriptionFile info = method.getDescription();
-            String name = info.getName();
-
-            if(name.equalsIgnoreCase("iconomy")) {
-                if(method.getClass().getName().equals("com.iConomy.iConomy"))
-                    Method = new MethodiCo5((iConomy)method);
-                else { Method = new MethodiCo4((com.nijiko.coelho.iConomy.iConomy)method); }
-            } else if(name.equalsIgnoreCase("boseconomy")) {
-                Method = new MethodBOSEconomy((BOSEconomy)method);
-            } 
+        if (method.isEnabled()) {
+            Method plugin = MethodFactory.createMethod(method);
+            if (plugin != null) Method = plugin;
         }
-        
-        if(!hasMethod()) {
-            if(loader.getPlugin("iConomy") != null) {
-                method =  loader.getPlugin("iConomy");
-                if(method.getClass().getName().equals("com.iConomy.iConomy"))
-                    Method = new MethodiCo5((iConomy)method);
-                else { Method = new MethodiCo4((com.nijiko.coelho.iConomy.iConomy)method); }
-            } else if(loader.getPlugin("BOSEconomy") != null) {
-                method = loader.getPlugin("BOSEconomy");
-                Method = new MethodBOSEconomy((BOSEconomy)method);
-            }
-        }
-        
+
         return hasMethod();
     }
 
     public boolean checkDisabled(Plugin method) {
-        PluginDescriptionFile info = method.getDescription();
-        String name = info.getName();
-
-        if(name.equalsIgnoreCase("iconomy")) {
-            if(method.getClass().getName().equals("com.iConomy.iConomy"))
-                Method = null;
-            else { Method = null; }
-        } else if(name.equalsIgnoreCase("boseconomy")) {
-            Method = null;
-        } else if(name.equalsIgnoreCase("essentials")) {
-            Method = null;
-        }
-
+        if(!hasMethod()) return true;
+        if (Method.isCompatible(method)) Method = null;
         return (Method == null);
     }
 
@@ -66,5 +28,4 @@ public class Methods {
     public Method getMethod() {
         return Method;
     }
-
 }
diff --git a/Essentials/src/com/earth2me/essentials/register/payment/methods/BOSE.java b/Essentials/src/com/earth2me/essentials/register/payment/methods/BOSE.java
new file mode 100644
index 000000000..ebe839453
--- /dev/null
+++ b/Essentials/src/com/earth2me/essentials/register/payment/methods/BOSE.java
@@ -0,0 +1,201 @@
+package com.earth2me.essentials.register.payment.methods;
+
+import com.earth2me.essentials.register.payment.Method;
+import com.earth2me.essentials.register.payment.MethodFactory;
+import cosine.boseconomy.BOSEconomy;
+import org.bukkit.plugin.Plugin;
+
+public class BOSE implements Method {
+    private BOSEconomy BOSEconomy;
+
+    static {
+        MethodFactory.addMethod(new BOSE());
+    }
+
+    public BOSEconomy getPlugin() {
+        return this.BOSEconomy;
+    }
+
+    public String getName() {
+        return "BOSEconomy";
+    }
+
+    public String getVersion() {
+        return "0.6.2";
+    }
+
+    public String format(double amount) {
+        String currency = this.BOSEconomy.getMoneyNamePlural();
+        if(amount == 1) currency = this.BOSEconomy.getMoneyName();
+        return amount + " " + currency;
+    }
+
+    public boolean hasBanks() {
+        return true;
+    }
+
+    public boolean hasBank(String bank) {
+        return this.BOSEconomy.bankExists(bank);
+    }
+
+    public boolean hasAccount(String name) {
+        return this.BOSEconomy.playerRegistered(name, false);
+    }
+
+    public boolean hasBankAccount(String bank, String name) {
+        return this.BOSEconomy.isBankOwner(bank, name);
+    }
+
+    public MethodAccount getAccount(String name) {
+        if(!hasAccount(name)) return null;
+        return new BOSEAccount(name, this.BOSEconomy);
+    }
+
+    public MethodBankAccount getBankAccount(String bank, String name) {
+        return new BOSEBankAccount(bank, name, BOSEconomy);
+    }
+
+    public boolean isCompatible(Plugin plugin) {
+        return plugin.getDescription().getName().equalsIgnoreCase("boseconomy") && plugin instanceof BOSEconomy;
+    }
+
+    public void setPlugin(Plugin plugin) {
+        BOSEconomy = (BOSEconomy)plugin;
+    }
+
+    public class BOSEAccount implements MethodAccount {
+        private String name;
+        private BOSEconomy BOSEconomy;
+
+        public BOSEAccount(String name, BOSEconomy bOSEconomy) {
+            this.name = name;
+            this.BOSEconomy = bOSEconomy;
+        }
+
+        public double balance() {
+            return Double.valueOf(this.BOSEconomy.getPlayerMoney(this.name));
+        }
+
+        public boolean set(double amount) {
+            int IntAmount = (int)Math.ceil(amount);
+            return this.BOSEconomy.setPlayerMoney(this.name, IntAmount, false);
+        }
+
+        public boolean add(double amount) {
+            int IntAmount = (int)Math.ceil(amount);
+            int balance = (int)this.balance();
+            return this.BOSEconomy.addPlayerMoney(this.name, IntAmount, false);
+        }
+
+        public boolean subtract(double amount) {
+            int IntAmount = (int)Math.ceil(amount);
+            int balance = (int)this.balance();
+            return this.BOSEconomy.setPlayerMoney(this.name, (balance - IntAmount), false);
+        }
+
+        public boolean multiply(double amount) {
+            int IntAmount = (int)Math.ceil(amount);
+            int balance = (int)this.balance();
+            return this.BOSEconomy.setPlayerMoney(this.name, (balance * IntAmount), false);
+        }
+
+        public boolean divide(double amount) {
+            int IntAmount = (int)Math.ceil(amount);
+            int balance = (int)this.balance();
+            return this.BOSEconomy.setPlayerMoney(this.name, (balance / IntAmount), false);
+        }
+
+        public boolean hasEnough(double amount) {
+            return (this.balance() >= amount);
+        }
+
+        public boolean hasOver(double amount) {
+            return (this.balance() > amount);
+        }
+
+        public boolean hasUnder(double amount) {
+            return (this.balance() < amount);
+        }
+
+        public boolean isNegative() {
+            return (this.balance() < 0);
+        }
+
+        public boolean remove() {
+            return false;
+        }
+    }
+
+    public class BOSEBankAccount implements MethodBankAccount {
+        private String bank;
+        private String name;
+        private BOSEconomy BOSEconomy;
+
+        public BOSEBankAccount(String bank, String name, BOSEconomy bOSEconomy) {
+            this.name = name;
+            this.bank = bank;
+            this.BOSEconomy = bOSEconomy;
+        }
+
+        public String getBankName() {
+            return this.bank;
+        }
+
+        public int getBankId() {
+            return -1;
+        }
+
+        public double balance() {
+            return Double.valueOf(this.BOSEconomy.getBankMoney(name));
+        }
+
+        public boolean set(double amount) {
+            int IntAmount = (int)Math.ceil(amount);
+            return this.BOSEconomy.setBankMoney(name, IntAmount, true);
+        }
+
+        public boolean add(double amount) {
+            int IntAmount = (int)Math.ceil(amount);
+            int balance = (int)this.balance();
+            return this.BOSEconomy.setBankMoney(this.name, (balance + IntAmount), false);
+        }
+
+        public boolean subtract(double amount) {
+            int IntAmount = (int)Math.ceil(amount);
+            int balance = (int)this.balance();
+            return this.BOSEconomy.setBankMoney(this.name, (balance - IntAmount), false);
+        }
+
+        public boolean multiply(double amount) {
+            int IntAmount = (int)Math.ceil(amount);
+            int balance = (int)this.balance();
+            return this.BOSEconomy.setBankMoney(this.name, (balance * IntAmount), false);
+        }
+
+        public boolean divide(double amount) {
+            int IntAmount = (int)Math.ceil(amount);
+            int balance = (int)this.balance();
+            return this.BOSEconomy.setBankMoney(this.name, (balance / IntAmount), false);
+        }
+
+        public boolean hasEnough(double amount) {
+            return (this.balance() >= amount);
+        }
+
+        public boolean hasOver(double amount) {
+            return (this.balance() > amount);
+        }
+
+        public boolean hasUnder(double amount) {
+            return (this.balance() < amount);
+        }
+
+        public boolean isNegative() {
+            return (this.balance() < 0);
+        }
+
+        public boolean remove() {
+            return this.BOSEconomy.removeBank(bank);
+        }
+    }
+}
\ No newline at end of file
diff --git a/Essentials/src/com/earth2me/essentials/register/payment/methods/iCo4.java b/Essentials/src/com/earth2me/essentials/register/payment/methods/iCo4.java
new file mode 100644
index 000000000..5f982af23
--- /dev/null
+++ b/Essentials/src/com/earth2me/essentials/register/payment/methods/iCo4.java
@@ -0,0 +1,131 @@
+package com.earth2me.essentials.register.payment.methods;
+
+import com.nijiko.coelho.iConomy.iConomy;
+import com.nijiko.coelho.iConomy.system.Account;
+import com.earth2me.essentials.register.payment.Method;
+import com.earth2me.essentials.register.payment.MethodFactory;
+import org.bukkit.plugin.Plugin;
+
+public class iCo4 implements Method {
+    private iConomy iConomy;
+
+    static {
+        MethodFactory.addMethod(new iCo4());
+    }
+
+    public iConomy getPlugin() {
+        return this.iConomy;
+    }
+
+    public String getName() {
+        return "iConomy";
+    }
+
+    public String getVersion() {
+        return "4";
+    }
+
+    public String format(double amount) {
+        return this.iConomy.getBank().format(amount);
+    }
+
+    public boolean hasBanks() {
+        return false;
+    }
+
+    public boolean hasBank(String bank) {
+        return false;
+    }
+
+    public boolean hasAccount(String name) {
+        return this.iConomy.getBank().hasAccount(name);
+    }
+
+    public boolean hasBankAccount(String bank, String name) {
+        return false;
+    }
+
+    public MethodAccount getAccount(String name) {
+        return new iCoAccount(this.iConomy.getBank().getAccount(name));
+    }
+
+    public MethodBankAccount getBankAccount(String bank, String name) {
+        return null;
+    }
+	
+    public boolean isCompatible(Plugin plugin) {
+        return plugin.getDescription().getName().equalsIgnoreCase("iconomy") && plugin instanceof iConomy;
+    }
+
+    public void setPlugin(Plugin plugin) {
+        iConomy = (iConomy)plugin;
+    }
+	
+    public class iCoAccount implements MethodAccount {
+        private Account account;
+
+        public iCoAccount(Account account) {
+            this.account = account;
+        }
+
+        public Account getiCoAccount() {
+            return account;
+        }
+
+        public double balance() {
+            return this.account.getBalance();
+        }
+
+        public boolean set(double amount) {
+            if(this.account == null) return false;
+            this.account.setBalance(amount);
+            return true;
+        }
+
+        public boolean add(double amount) {
+            if(this.account == null) return false;
+            this.account.add(amount);
+            return true;
+        }
+
+        public boolean subtract(double amount) {
+            if(this.account == null) return false;
+            this.account.subtract(amount);
+            return true;
+        }
+
+        public boolean multiply(double amount) {
+            if(this.account == null) return false;
+            this.account.multiply(amount);
+            return true;
+        }
+
+        public boolean divide(double amount) {
+            if(this.account == null) return false;
+            this.account.divide(amount);
+            return true;
+        }
+
+        public boolean hasEnough(double amount) {
+            return this.account.hasEnough(amount);
+        }
+
+        public boolean hasOver(double amount) {
+            return this.account.hasOver(amount);
+        }
+
+        public boolean hasUnder(double amount) {
+            return (this.balance() < amount);
+        }
+
+        public boolean isNegative() {
+            return this.account.isNegative();
+        }
+
+        public boolean remove() {
+            if(this.account == null) return false;
+            this.account.remove();
+            return true;
+        }
+    }
+}
diff --git a/Essentials/src/com/earth2me/essentials/register/payment/methods/iCo5.java b/Essentials/src/com/earth2me/essentials/register/payment/methods/iCo5.java
new file mode 100644
index 000000000..7d326f6e0
--- /dev/null
+++ b/Essentials/src/com/earth2me/essentials/register/payment/methods/iCo5.java
@@ -0,0 +1,214 @@
+package com.earth2me.essentials.register.payment.methods;
+
+import com.iConomy.iConomy;
+import com.iConomy.system.Account;
+import com.iConomy.system.BankAccount;
+import com.iConomy.system.Holdings;
+import com.iConomy.util.Constants;
+import com.earth2me.essentials.register.payment.Method;
+import com.earth2me.essentials.register.payment.MethodFactory;
+import org.bukkit.plugin.Plugin;
+
+public class iCo5 implements Method {
+    private iConomy iConomy;
+
+    static {
+        MethodFactory.addMethod(new iCo5());
+    }
+
+    public iConomy getPlugin() {
+        return this.iConomy;
+    }
+
+    public String getName() {
+        return "iConomy";
+    }
+
+    public String getVersion() {
+        return "5";
+    }
+
+    public String format(double amount) {
+        return this.iConomy.format(amount);
+    }
+
+    public boolean hasBanks() {
+        return Constants.Banking;
+    }
+
+    public boolean hasBank(String bank) {
+        return (!hasBanks()) ? false : this.iConomy.Banks.exists(bank);
+    }
+
+    public boolean hasAccount(String name) {
+        return this.iConomy.hasAccount(name);
+    }
+
+    public boolean hasBankAccount(String bank, String name) {
+        return (hasBank(bank)) ? false : this.iConomy.getBank(name).hasAccount(name);
+    }
+
+    public MethodAccount getAccount(String name) {
+        return new iCoAccount(this.iConomy.getAccount(name));
+    }
+
+    public MethodBankAccount getBankAccount(String bank, String name) {
+        return new iCoBankAccount(this.iConomy.getBank(bank).getAccount(name));
+    }
+	
+    public boolean isCompatible(Plugin plugin) {
+        return plugin.getDescription().getName().equalsIgnoreCase("iconomy") && plugin instanceof iConomy;
+    }
+
+    public void setPlugin(Plugin plugin) {
+        iConomy = (iConomy)plugin;
+    }
+
+    public class iCoAccount implements MethodAccount {
+        private Account account;
+        private Holdings holdings;
+
+        public iCoAccount(Account account) {
+            this.account = account;
+            this.holdings = account.getHoldings();
+        }
+
+        public Account getiCoAccount() {
+            return account;
+        }
+
+        public double balance() {
+            return this.holdings.balance();
+        }
+
+        public boolean set(double amount) {
+            if(this.holdings == null) return false;
+            this.holdings.set(amount);
+            return true;
+        }
+
+        public boolean add(double amount) {
+            if(this.holdings == null) return false;
+            this.holdings.add(amount);
+            return true;
+        }
+
+        public boolean subtract(double amount) {
+            if(this.holdings == null) return false;
+            this.holdings.subtract(amount);
+            return true;
+        }
+
+        public boolean multiply(double amount) {
+            if(this.holdings == null) return false;
+            this.holdings.multiply(amount);
+            return true;
+        }
+
+        public boolean divide(double amount) {
+            if(this.holdings == null) return false;
+            this.holdings.divide(amount);
+            return true;
+        }
+
+        public boolean hasEnough(double amount) {
+            return this.holdings.hasEnough(amount);
+        }
+
+        public boolean hasOver(double amount) {
+            return this.holdings.hasOver(amount);
+        }
+
+        public boolean hasUnder(double amount) {
+            return this.holdings.hasUnder(amount);
+        }
+
+        public boolean isNegative() {
+            return this.holdings.isNegative();
+        }
+
+        public boolean remove() {
+            if(this.account == null) return false;
+            this.account.remove();
+            return true;
+        }
+    }
+
+    public class iCoBankAccount implements MethodBankAccount {
+        private BankAccount account;
+        private Holdings holdings;
+
+        public iCoBankAccount(BankAccount account) {
+            this.account = account;
+            this.holdings = account.getHoldings();
+        }
+
+        public BankAccount getiCoBankAccount() {
+            return account;
+        }
+
+        public String getBankName() {
+            return this.account.getBankName();
+        }
+
+        public int getBankId() {
+            return this.account.getBankId();
+        }
+
+        public double balance() {
+            return this.holdings.balance();
+        }
+
+        public boolean set(double amount) {
+            if(this.holdings == null) return false;
+            this.holdings.set(amount);
+            return true;
+        }
+
+        public boolean add(double amount) {
+            if(this.holdings == null) return false;
+            this.holdings.add(amount);
+            return true;
+        }
+
+        public boolean subtract(double amount) {
+            if(this.holdings == null) return false;
+            this.holdings.subtract(amount);
+            return true;
+        }
+
+        public boolean multiply(double amount) {
+            if(this.holdings == null) return false;
+            this.holdings.multiply(amount);
+            return true;
+        }
+
+        public boolean divide(double amount) {
+            if(this.holdings == null) return false;
+            this.holdings.divide(amount);
+            return true;
+        }
+
+        public boolean hasEnough(double amount) {
+            return this.holdings.hasEnough(amount);
+        }
+
+        public boolean hasOver(double amount) {
+            return this.holdings.hasOver(amount);
+        }
+
+        public boolean hasUnder(double amount) {
+            return this.holdings.hasUnder(amount);
+        }
+
+        public boolean isNegative() {
+            return this.holdings.isNegative();
+        }
+
+        public boolean remove() {
+            if(this.account == null) return false;
+            this.account.remove();
+            return true;
+        }
+    }
+}